We Work With All
Major Insurance Companies
We work with all major insurance companies to help make the restoration process as smooth as possible. From damage documentation and estimates to repairs and full reconstruction, our team helps coordinate every step so your property can be restored quickly, correctly, and with less stress.
- State Farm — https://www.statefarm.com
- Farmers Insurance — https://www.farmers.com
- Liberty Mutual — https://www.libertymutual.com
- Allstate — https://www.allstate.com
- GEICO — https://www.geico.com
Open 24/7 · Los Angeles County
Water, fire or mold emergency?
We answer day and night across Los Angeles County, come out to assess the damage and make the property safe.
Insurance claims · All major carriers
We work with your insurance company
Tell us who covers the property. We document the loss the way adjusters need it, and we work with them from the first call to the final walkthrough.

We have you covered
How a claim works with NTOE
From the first call to a finished rebuild
01
Call us, day or night
Call (888) 367-1371. We answer 24/7, come out to assess the damage and make the property safe.
02
We document the loss
Photos of every affected area, moisture readings and a written scope your adjuster can work from.
03
We work with your adjuster
We share the scope and the documentation with your insurance company and answer their questions as the claim moves.
04
We restore and rebuild
Our crew cleans, dries and rebuilds what was lost, then walks the finished work with you.
Insurance questions
Questions owners ask about insurance claims
Do you work with my insurance company?
Yes. NTOE works with all major insurance companies, including State Farm, Allstate, Farmers, GEICO and Liberty Mutual. We document the loss and work with your adjuster from the first visit to the final walkthrough.
What do you document for my claim?
Photos of every affected area, moisture readings, and a written scope of the work that your adjuster can review.
Who should I call first, NTOE or my insurer?
Call us any time. We answer 24/7, make the property safe and start documenting the damage while you contact your insurance company to open the claim.
Do you also do the repairs?
Yes. Our own construction crew handles the rebuild, from drywall and flooring to full reconstruction, so one team takes you from the first call to the final walkthrough.
Damage doesn't wait. Neither do we.
Call NTOE any time, day or night. We answer 24/7 across Los Angeles County, make the property safe and handle the rebuild.